Pay Dirt is Slate’s money advice column. Have a question? Send it to Lillian, Athena, and Elizabeth here. (It’s anonymous!)
Dear Pay Dirt,
My (40F) husband died by suicide when our son was a baby. Now my son is almost 5, and I’ve been raising him alone all that time. My husband had a substantial life insurance policy, which has allowed me to stay home with my son, and due to the fact that he’s disabled, that has been a blessing. However, the money won’t last forever. My husband also had a substantial amount of money in his bank