Multilevel Marketing Is Controversial. This Academic Fellowship Is Trying to Change That.

Channelle D. James teaches a seminar about companies that do good in the world — fight poverty, slash pollution, empower women. For the class’s capstone project, her students learn about the wonders of the Cocoa Exchange.

The company, which sold fair-trade chocolate, worked with a nongovernmental organization to extend small loans to female cocoa farmers in West Africa. Stateside, it was also improving the lives of the American women (and men, in smaller numbers) who signed up to sell its products. Sellers would get all the information they needed to start a small business, along with a flexible schedule,

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Robo-advisors are getting acceptance. Can they change a human advisor?

Robots want to be your subsequent monetary advisor.

Not as well extended back, that idea may possibly have smacked of sci-fi whimsy — “Star Wars” cyborg C-3PO in a ability fit on Wall Avenue, potentially.

But robots, or so-referred to as “robo-advisors,” could quickly deal with extra than $1 trillion of Americans’ wealth.

These aren’t really tangible robots they are algorithms firms have produced to automate electronic investing. Plug some specifics (age, cost savings ambitions, threat comfort and ease) into a laptop or computer or phone app and the algorithm assembles and manages a customized expense portfolio just for you.

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